Read Helpful Tips from Licensed Insurance Brokers

As licensed insurance brokers, Darson Insurance Services takes our job of educating customers seriously. We want you to have the information needed to make wise decisions about your coverage and to keep your family, your home and your business protected. We’ve compiled some useful tips on this page to help you. If you need more information or would like to schedule an appointment, please contact us.

Involved in an Accident? What You Should Do

  • Call the police
  • Call for emergency medical assistance as needed
  • Do not admit fault
  • Preserve the scene. Take pictures with your camera from all angles
  • Take note of accident details including location, date, time, injuries and description
  • Record information from the other party or parties involved including name of insurance provider, policy number and name of the broker/agent
  • Make sure to get a copy of the police report which has important information such as the accident number

Use our handy Accident Recording Form to gather important information at the scene.

Keep in mind that these tips are intended as general rules and may not fit all situations.

How to Protect Your Vehicle from Theft

  • Keep your vehicle locked at all times
  • Never leave your vehicle running when you get out
  • Avoid street parking if possible
  • Don’t leave your keys in your vehicle
  • Conceal money, other valuables, compact discs, etc., when you leave or put them in the trunk
  • Park in a well-lit, highly visible area when possible
  • Invest in a car alarm
  • Know your neighbours and ask them to report any suspicious activity

How to Prevent Crime at Your Home

  • Keep bushes/shrubbery cut back so they don’t cover or partially cover your windows and doors
  • Make sure windows and doors are locked when you leave
  • Make your home looks occupied – use timers for lighting if leaving for extended periods of time
  • Consider keeping a radio or TV on when leaving for a short period of time
  • Invest in a home alarm system – this might also reduce the cost of your premium
  • Take a photo or video inventory of your home
  • Close your blinds and curtains at night
  • Keep jewellery and other valuables in an unlikely place or a safe deposit box
  • Use as much exterior lighting as possible
  • Install deadbolt locks
  • Don’t leave spare keys in obvious places (e.g. under the welcome mat at front door)
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